Want the country feel without the remote location? Brand-new 2026 single-story in an established in-town Jamul neighborhood, inside the Otay Water District. Approx 2,455 SF, 4 bedrooms, 2.5 baths on a usable 0.6-acre lot. The builder set out to deliver a new home in Jamul at an entry-level price. In a market where ground-up construction only pencils at the upper end, that is a hard thing to pull off. This is how it was done: a CrossMod home, blending the efficiency of factory construction with permanent site-built features on an engineered permanent foundation. The result is the only new home in Jamul offered under $1,000,000. Everything else for sale in town at this level was built between 1960 and 2000. THE VALUE: at $970,000 this home prices at $395 per square foot. Among in-town Jamul homes that closed under $1,000,000 in 2026, the median was $456 per square foot, and ten of the thirteen sold for more per foot than this one. Those closings averaged 1,880 square feet. This home is 2,455. And nothing was given up to get there. SPACE: a single-story open plan runs from an island kitchen with induction range into a large great room, with a private primary suite and a split-bedroom layout. All-new finishes throughout. Two covered porches and a two-car carport. LAND: a usable 0.6 acre with no rock outcroppings, and room to park a trailer or RV along the side and across the back. No HOA and no Mello-Roos. SYSTEMS: all new and energy efficient, with central air and ENERGY STAR / Title 24 compliance. Wildland Urban Interface (WUI) compliant construction including interior fire sprinklers. New DEH-approved septic, and district water from Otay rather than a well. PROTECTION: a 1-year builder warranty and a 10-year structural warranty. Nothing here is taken on as-is. FINANCING: titled, taxed and financed as real property, qualifies for conventional financing, and is eligible for Fannie Mae MH Advantage and Freddie Mac CHOICEHome. Close to local Jamul shopping, about 5 miles from Rancho San Diego, and 2.5 miles from the fire station. Already know you want in town? Ground-up new construction almost never comes available inside the district. Downsizing from acreage? Same Jamul, a fraction of the upkeep, and no well to maintain. Leaving a subdivision? Several times the lot of a tract home, with no HOA and no Mello-Roos. New construction, more square footage, a usable lot, modern systems, and a warranty. Country living, neighborhood close. Seller will consider concessions, including a rate buy-down or closing cost credit. Some photos are virtually staged; furnishings are not included.