Properkey Protect What Matters Most

A licensed agent shops the carriers for your home, including the ones that don’t sell direct. Bundle with your loan and escrow and the credit shows up at closing.

20+ Years Experience

500+ Homes Sold

5^* States Licensed

5★ Client Rating

* Brokerage licensing. Loan and insurance availability varies by state.

Coverage for the whole property, not just the mortgage requirement

One address, every line a lender or an owner actually needs.

Homeowners

The core policy: your dwelling, priced against what it would actually cost to rebuild.

Umbrella

Liability above your home and auto limits, worth it once there is equity to protect.

Deductibles

Pick how much you pay out of pocket to lower your monthly premium.

Liability

Covers you if someone gets hurt or their property is damaged at your home.

Personal Property

Protects your stuff: furniture, electronics, clothes, and more.

Art & Jewelry

Extra protection for high-value items like jewelry, art, and collectibles.

Earthquake

Covers earthquake damage to your home and belongings.

Flood

Protection against water damage from floods.

A standard policy answers three of these five

No.

Earthquake is excluded from every standard homeowners policy in California. It has to be added as its own coverage, with its own deductible, or the claim is denied outright.

Responds Earthquake

A licensed Properkey agent can review your current coverage and help find the gaps you might be missing.

Get a Quote

Find your line on this list

Healthcare & Medical

Physicians / Surgeons

Registered Nurses

Dentists

Pharmacists

Chiropractors

Physical Therapists

Education & Professional

Educators (K-12)

College Professors

Lawyers / Judges

CPAs

Engineers

Architects

Public Service & Other

Police Officers

Firefighters

Military Personnel

Real Estate Agents

Scientists

Aviation Professionals

Other ways to save

Bundle & Save

Safety Features

Claims-Free

Multi-Property

Non-Smoker

Association Members

Small Business

Retirees

Get a Quote Eligibility and amounts vary by carrier and state. Your agent confirms what applies to you.

From address to bound policy

Your quote is shopped by a licensed agent, not an algorithm that only sees one carrier.

Let’s find the gaps before they find you

Every home is different. A licensed Properkey agent will build the policy around yours, then shop it across every carrier we work with.