Every once in a while, a true PEARL comes along and this is one worth discovering. Welcome to 221 W Pearl Ave, a beautifully remodeled single-story home where thoughtful design, flexibility, and location come together. Like its name suggests, this property is a rare find in North Stockton. The main home offers 3 bedrooms and 2 bathrooms, complemented by a separate ADU / studio / mother-in-law quarters, ideal for multi-generational living, guests, a home office, or rental income potential. Recent upgrades include a brand-new roof, new kitchen cabinets, stainless steel appliances, updated flooring, fresh interior paint, and custom bathrooms designed to impress. An inside laundry room with cabinetry in both units, separate family and living rooms, and carefully selected designer touches. Situated on an oversized 9,500+ sq ft lot (approximately 1/5 acre), the expansive backyard provides space to entertain, garden, or expand. The detached ADU adds long-term value, with estimated market rents of approximately $1,500/month for the ADU and $2,500/month for the main home (buyer to verify). Located in a family-oriented North Stockton neighborhood within the desirable Lincoln Unified School District, serving Lincoln High School, and near Hong Kingston Magnet K-8, John Adams Elementary, St. Mary's High School, shopping, dining, Lincoln Center, Sherwood, and Weberstown Malls. No HOA. No solar lease. $0 down programs available. A polished PEARL. A hidden treasure. Definitely worth owning.