***ASSUMABLE FHA LOAN AT 5.125%*** Nestled among the pines in Placerville, this beautifully maintained 4-bedroom, 2-bath home offers the perfect balance of peaceful mountain living and everyday convenience. Situated on a serene 1.20-acre lot near Sly Park Lake, you'll enjoy the feeling of a private woodland retreat while still being just minutes from shopping, dining, schools, and city amenities. With approximately 1,688 square feet of thoughtfully designed living space, this home feels both spacious and inviting from the moment you arrive. Warm wood flooring and exposed wood beams on the lower-level ceiling create a cozy, cabin-inspired atmosphere filled with character and charm. The updated kitchen features granite countertops, stainless steel appliances, and ample workspace, making it ideal for both everyday living and entertaining. Step outside and experience one of the home's standout features a stunning Trex wraparound deck that blends seamlessly with the natural surroundings. Whether you're enjoying your morning coffee, hosting gatherings with friends, or simply taking in the peaceful forest views, this outdoor space is designed to be enjoyed year-round. If you've been searching for a property that combines comfort, privacy, and the beauty of El Dorado County living, this Placerville retreat is one you won't want to miss. MOTIVATED SELLERS!!!!