Rare opportunity to take advantage of an Assumable ~3% interest rate loana powerful advantage in today's marketpaired with a beautifully refreshed home in the highly sought-after Fig Garden Loop within coveted Bullard High School boundaries. Tucked away on a quiet cul-de-sac street, this property offers the perfect blend of comfort, character, and long-term value. With easy access to Hwy 99 and The Marketplace at El Paseo, you're moments from shopping, dining, and daily essentials while enjoying a peaceful neighborhood setting.Step inside and immediately feel at ease with fresh, airy paint tones perfectly complemented by rich java flooring that flows throughout the main living areas. Just off the foyer, a spacious multi-purpose room provides incredible flexibilityideal as a 4th bedroom, home office, or bonus space. This room is highlighted by double glass doors, handsome laminate flooring, three elegant arched windows, fresh paint, and a stunning custom impact wall with molding detail.To the right of the foyer, the generous eat-in kitchen offers ample maple cabinetry, granite countertops, tiled backsplash, pantry storage, stainless steel appliances, and a charming breakfast nook with views into the backyard. The layout is functional and invitingperfect for both everyday living and entertaining.The large family room features continued java flooring, a classic wood-burning brick fireplace with hearth, patio access, and custom stained-glass windows crafted by Scarab Glass Works, adding distinctive character you won't find just anywhere.On the opposite side of the home, two well-sized guest bedrooms are supported by a thoughtfully designed hall bath complete with dual sinks, stone counters, tiled shower, and coordinating backsplash. The spacious owner's suite offers a sizable walk-in closet and private bath with step-in shower.Step outside to a large, private backyard with patioready for your bold outdoor entertaining ideas. Whether hosting gatherings, gardening, or simply enjoying Fresno evenings, this yard offers a blank canvas with plenty of space to create your vision.Opportunities to secure a home with an assumable low interest rate in an established Fig Garden neighborhoodespecially on a quiet cul-de-sac within Bullard High boundariesare exceptionally rare. Ask about potential monthly payment savings compared to today's interest ratesthis is where the value truly stands out.